About Us

Benefits Analysis Corporation was founded by John J. Dugan in Downtown Troy, OH more than 45 years ago.  We help companies provide health, dental, vision, life and disability insurance benefits.  We specialize in health care and health insurance benefits.

Our Mission

We understand that providing employee benefits is expensive but very important.  We use innovative solutions to control health care costs so companies can continue to offer benefits.  Our brokers use strategies like self-funding, level-funding, incentive-wellness programs, MEWA's, Captives and other aggressive strategies to control health care costs.  We also work to bring transparency to the health care and health insurance industry.  We teach employees how to use  tools provided by insurance carriers to shop for medical services and utilize consumer-driven health plans like HSA's FSA's and HRA's. 

We don't believe in the traditional brokerage model, which assigns an account manager after the sale.  The broker who sells you the plan is also the broker who services your account.  Our brokers conduct employee meetings, manage employees who are eligible for Medicare and Medicaid or the exchange, and works with HR Managers and business owners during the renewal process. 

We also have a team of brokers who help individuals find affordable health insurance.  We work with people who are eligible for Medicare and under the age 65.  We are impartial brokers and have access to all the major insurance carriers including AARP, Anthem, Aetna, Humana, Medical Mutual, Mutual of Omaha, Silverscript and many other carriers in the Medicare and individual under-65 health insurance market.

Health Care costs are rising faster than any other sector in the U.S. and we believe it's the job of the benefits broker to help companies control those rising costs.

Contact Us!

  101 W. Water St . -  Troy, OH 45373

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 3104 Sunny Ln Suite #2 . -  Louisville, KY 40205

 

Brian Dugan- President 

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Brian graduated from Ohio University with a Bachelor of Science in Journalism in 1984.  Started  insurance career with Prudential and then MetLife.   Moved back to Ohio in 2002 and joined BAC as Vice President.   Assumed President title with death of John J Dugan in 2003.  34 years in the insurance business. Wife Melanie and I reside in Troy, Ohio.

Jean Dugan- Vice President

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Michael Dugan- Senior Benefits Consultant 

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Michael graduated from Eastern Kentucky University in 2008 with a Bachelors Degree and Bluffton University in 2015 with an MBA with a concentration in Healthcare Management.  Started his insurance career in 2008 with Anthem Blue Cross and Blue Shield in Cincinnati and Columbus.  Moved to Troy and joined Benefits Analysis Corporation in 2011.  Lives in Troy with his wife Lauren and 2 daughters- Julia and Claire. 

Ryan Dugan- Individual and Medicare Specialist

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Born in Athens, Ohio but have lived in the Louisville, Kentucky area since 1993.  Have been in the Health Insurance business since 2008.  Graduated from Indiana University Southeast with a General Studies Bachelors Degree in 2007.  Daughter Kaitlyn born in 2008 and son John born in 2009.

Alanna Hayek- Benefits Account Manager

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Alanna has held the positions of administrative / executive assistant and office manager for over 30 years with companies in the airline and housing industry.  The last 14 years have been with BAC in an administrative position along with client services.  She lives in Troy, OH and when not working enjoys boating, bicycling and gardening.

Randy Peters- Compliance Director

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Randy lives in Eaton Ohio and has been in the insurance business for 37 years.  Randy has a B.A. in Economics/Business from Bethany College in Bethany ,WV

Lindsay BrownMedicare / Individual Account Manager

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Originally from the Cincinnati and Kettering areas, Lindsay graduated from Denison University with a B.A. in Political and Economic Philosophy. After graduating, she worked for a large bank in several positions including training and quality assurance.  After that she changed to the insurance benefits field and also worked in a medical office prior to coming to BAC.  When she is not working, she practices permaculture and regenerative farming, and also enjoys taking walks with her cat, and helping students learn the violin.