Benefits Analysis Corporation
Serving the Troy, Ohio Region Since 1972
Health Insurance. Employee Benefits. Compliance.

Explore Our Services
Group Health Insurance
Dental & Vision Insurance
Medicare Plans
Compliance
We started as a one-person agency in Troy, Ohio in 1972. We’ve grown into one of the region's largest health insurance and employee benefits agencies in the Dayton, OH area. With our decades of experience in the industry, we know exactly how to help our clients. Whether you need group health insurance for your employees or you need individual insurance, we can help you. Contact Benefits Analysis Corporation today to find out more about our variety of plans.
Who We Are

Frequently Asked Questions
About Benefits Analysis Corporation
How long has your company been serving the Ohio community?
Our organization has been a staple of the local landscape for over fifty years. We began with a small office and a vision to simplify the complexities of the medical market for residents of Miami and Champaign counties. Our longevity is a testament to the trust we have built with those seeking health insurance in Troy, OH. Over the decades, we have expanded our reach to ensure that those looking for health insurance in Urbana, OH receive the same personalized, high-touch service. We believe that our history of stability allows us to negotiate better rates and provide more robust support than newer, non-local entities.
What is your approach to personalized plan matching?
We do not believe in a "one-size-fits-all" model. When you inquire about health insurance in Troy, OH, we start by conducting a thorough needs analysis that looks at your current health status, preferred doctors, and budget. For our neighbors seeking health insurance in Urbana, OH, we apply the same rigorous standards to ensure no detail is overlooked. We look at the "fine print" so you don't have to, ensuring that the plan you choose actually covers the medications and specialists you rely on most.
How do you support small business owners in the region?
Small businesses are the backbone of our local economy. We specialize in group benefits that help local entrepreneurs attract and retain top talent through competitive health insurance in Troy, OH. We understand the unique tax advantages and regulatory requirements that come with business coverage. Similarly, for businesses seeking health insurance in Urbana, OH, we offer a variety of flexible funding options, including HRA and HSA-compatible plans. Our goal is to make your employee benefits package an asset rather than a burden.
What kind of ongoing support do you provide after a policy is purchased?
Buying a policy is just the beginning of our relationship. If you secure health insurance in Troy, OH through us, you gain a dedicated advocate who will help you navigate claims disputes and billing questions. Residents who utilize our services for health insurance in Urbana, OH often find that having a local representative saves them hours of frustration on the phone with large carriers. We act as your liaison, ensuring that your coverage works exactly as intended when you need it most.
Do you offer specialized coverage for seniors or those nearing retirement?
Yes, we have a specialized department focused on the transition to Medicare and supplemental coverage. Navigating the "Alphabet Soup" of parts A, B, C, and D is much easier when you have an expert in health insurance in Troy, OH by your side. We also provide educational seminars for those looking for health insurance in Urbana, OH to ensure they understand their enrollment windows. Our seniors deserve a retirement free from the stress of unexpected medical bills, and we work tirelessly to secure that peace of mind.
How do you ensure your network includes local hospitals and clinics?
We prioritize carriers that have strong ties to local healthcare systems like Upper Valley Medical Center. When we design a strategy for health insurance in Troy, OH, we verify that your primary care physicians are in-network. For those residing further east, we ensure your health insurance in Urbana, OH provides easy access to Mercy Health facilities and local independent practitioners. Keeping your care local is not just about convenience; it is about maintaining the continuity of your medical history.
What is your philosophy on preventive care and wellness programs?
We believe that the best way to manage costs is to stay healthy in the first place. Many of the plans we offer for health insurance in Troy, OH include zero-cost preventive screenings and wellness incentives. For clients interested in health insurance in Urbana, OH, we often recommend plans that include gym membership discounts or tele-health services.
How does your company handle high-risk or chronic condition management?
Managing a chronic illness requires a plan with a predictable out-of-pocket maximum. When discussing health insurance in Troy, OH with a client in this situation, we focus on co-pay structures and prescription formularies. For those seeking health insurance in Urbana, OH, we look for plans that offer disease management programs.
BAC is the most knowledgeable insurance agency that I have found. I highly recommend them to all my friends and family.
Kevin
Michael Dugan was of great assistance. I cannot say enough about how professional and helpful he was.
Rebecca
We can help you navigate insurance!
Call us at(937) 335-5751or contact us for a no-cost insurance consultation.
Request a Free Information Session
Health insurance and employee benefits are important, and we understand the expense can be stressful. We’re here to help. We don't believe in the traditional brokerage model, which assigns an account manager after the sale. The broker who sells you the plan is also the broker who services your account. Our brokers conduct employee meetings, manage employees who are eligible for Medicare and Medicaid or the exchange, and work with HR Managers and business owners during the renewal process.
By providing your contact information and clicking “Submit,” you give consent for a representative of Benefits Analysis Corporationto contact you about products and services. We may contact you by phone call, email, automated dialing system, or voice message at the number you provided, even if your number is listed on a federal or state Do Not Call registry. Consent is not a condition of any purchase or service. You can change your communication preferences at any time by contactingBenefits Analysis Corporation. Benefits Analysis Corporationis not connected with or endorsed by the U.S. government or the federal Medicare program.






