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Our STory

About Us

Benefits Analysis Corporation was founded by John J. Dugan in downtown Troy, Ohio in 1972. John started as a one-person outfit and grew the agency into one of the largest in the Dayton Region.

Our goal is to help companies and individuals minimize the cost and administration of health and wellness  benefits. We’ve invested time and money into systems that allow us to remove that burden. Our brokers specialize in traditional group health insurance, individual insurance, Medicare, self-funding, level-funding, incentive-wellness programs, MEWAs, Captives and Telemedicine. No matter the size of the company or the situation of the individual, Benefits Analysis Corporation has you covered.

Our Mission Since 1972


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The BAC Difference

Beyond Insurance Placement


We go beyond placing our clients with the next-best insurance product. We provide long term solutions.

The Brokers at Benefits Analysis Corporation have an average of 30 years of experience in the insurance industry.  We use innovative strategies to control health care costs like Self-Funding, Level-Funding, Association / MEWA plans, Small Group Affordable Care Act plans and Large-Group Plans.

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Innovation

Group Health Insurance is one of the best benefits you can offer to attract and retain valuable employees.  It’s also the most expensive.  Our dedicated team of brokers is here to help you pick a strategic benefit plan and get the most out of your health insurance budget to benefit your workforce.

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Making it Count

Our Staff of Specialists


Brian Dugan
President, Group Broker

Brian graduated from Ohio University with a Bachelor of Science in Journalism in 1984. Started insurance career with Prudential and then MetLife. Moved back to Ohio in 2002 and joined BAC as Vice President. Assumed President title with death of John J. Dugan in 2003. Over forty years in the insurance business. Wife Melanie and resides in Troy, Ohio.

Michael Dugan
V.P. Sales, Small Group Broker
Michael graduated from Eastern Kentucky University in 2008 with a Bachelors Degree and Bluffton University in 2015 with an MBA with a concentration in Healthcare Management. Started his insurance career in 2008 with Anthem Blue Cross and Blue Shield in Cincinnati then Columbus. Moved to Troy and joined Benefits Analysis Corporation in 2011. Lives in Troy with his wife Lauren and 2 daughters, Julia and Claire.
Kristie Nisonger

Group Benefits and Medicare Account Manager


Randy Peters
Compliance Director / Medicare Broker
Randy lives in Eaton, Ohio and has been in the insurance business for 37 years. Randy has a B.A. in Economics/Business from Bethany College in Bethany, WV.
Alanna Hayek
Group Accounts Manager
Alanna has held the positions of administrative/executive assistant and office manager for over 30 years with companies in the airline and housing industry. The last 14 years have been with BAC in an administrative position along with client services. She lives in Troy, OH and when not working enjoys boating, bicycling and gardening.
Kelsey Chrisman
Group Benefits Account Manager
Kelsey is a former Marine, has held various customer relation positions, from her own transportation company, to the restaurant industry, and a little bit of everything in between. She currently lives in Gettysburg, and when she is not working, she enjoys spending time with her dogs, and cosplaying at Comic-Cons.

Tara Barber

Group Benefits Administrator

Nadine Erne

Individual and ACA Broker and Service Representative

Service Area

Proud to Call Ohio Home

Benefits Analysis Corporation has served people across Ohio for over fifty years. We are proud to help our clients in these cities and counties:

  • Miami, Shelby, Darke & Montgomery counties
  • Columbus & Cincinnati metro areas
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Licensed in these states: Ohio • Kentucky

Summary of SERVICES

What We Offer


Group Health Insurance


Group Dental & Vision


Employer Compliance



Individual Health Insurance


Individual Dental & Vision


MEDICARE PLANS


We can help you navigate insurance!

Call us at (937) 335-5751 or contact us for your free quote.