How to Find and Compare Health Insurance Quotes
The best way to find an affordable health insurance plan is to compare insurance quotes. According to the CDC, about 25.5% of the population under 65 has public health insurance. The other 74.5% either go without health insurance, purchase their own, or have health insurance through employment. If you are in the market for health insurance, here is how you can find health insurance quotes to make your comparison.
Search Responsibly for Online Quotes
There are many online options for health insurance quotes, but not all options are what you need. You want to choose a trusted site that will give you transparent quotes that are easy to understand and compare.
One of the most complained about issues with shopping for health insurance online is the number of quotes that are returned. It is important to have many choices but not so many that you feel overwhelmed. Make sure you only use trusted and legitimate sites to search for quotes online.
Call Carriers Directly
Did you know you could pick up the phone and call carriers directly? You can call a carrier and discuss their plans in your area. Keep in mind that national carriers don't offer the same coverage across the board. Each state has a Department of Insurance regulating premiums and other policy aspects.
For example, California's health insurance plans may not be available in New York. When you call, you must clarify your zip code to get the most accurate quote.
Reach Out to an Agent
Hands down, an agent is the easiest way to compare health insurance quotes. They do all the legwork for you and work with trusted carriers. One of the key benefits of working with a health insurance agent is that you can tap into their expertise to gather the information you need.
It is free for you to work with a health insurance agent, and it can make the process a lot easier. Connect with a trusted agent to learn more about your health insurance options and compare quotes.
When comparing quotes, consider premium costs, co-pays, cost share, and coverage. Make a list of the important things for you in health insurance and use the list as a guideline.
Health insurance is important for everyone, so finding a plan that fits your budget and lifestyle is guaranteed to be worth the time investment. Get in touch with us at Benefits Analysis Corporation to speak with an agent or receive a quick, anonymous online quote.