Understand it.

There are 2 types of dental and vision plans:

• PPO: A Preferred Provider Organization (PPO) is a type of Dental Network that allows you to use In-Network Dentists or Out-of-Network.  You'll typically pay less if you use an In-Network Dentist.  These are the most common types of Dental plans.

• HMO: A Health Maintenance Organization (HMO) requires you to use an In-Network Dentist to receive benefits of the Dental plan.  The HMO networks are typically smaller and more limited than a PPO.  However, the premiums are usually less.

Shop it.

Insurance companies are very competitive with each other so it's important to get quotes from multiple companies.  The Brokers at Benefits Analysis Corporation can shop all the major dental and vision carriers in Ohio and Kentucky. Please click below to contact us for a quote.